Customer must request account be linked to receive relationship benefits. The PNC SmartAccess Prepaid Visa is a no-frills card. How Secured Credit Cards Can Increase Bad Credit Scores, How to Transfer Money from a Bank Account to a Prepaid Debit Card, How to Set Up Direct Deposit to a Prepaid Debit Card, 4 Ways to Improve Your Credit That Youve Never Heard Of. You can also use Visa ReadyLink, which runs $3.74 4.95 for cash loads up to $500. With hundreds or thousands of physical branches scattered across the U.S., customers can deposit and withdraw money by visiting a teller inside or via a drive-up window or ATM machine. I never leave opinions/reviews, but this is such bad service. The customer first selects the deposit account and the amount, photographs the front of the check and then the back. You can set up paychecks and government benefits to be loaded onto the card via direct deposit. I have never thought I would love a prepaid card until I met the SmartAccess, it is a great option. Once you've created a new username and passcode for logging on, you'll have access to: * View balance * View transaction history * Suspend or reactivate cards * Manage alerts For Virtual Wallet with Performance Spend, accounts eligible for inclusion in the $10,000 combined average monthly balance requirement calculation include PNC consumer checking, savings, money market, certificate of deposit and/or retirement certificate of deposit. To view or download broadcast quality video and images related to this announcement, visit http://pnc.thedigitalcenter.com. Please consult your tax adviser regarding your specific situation. Your PNC SmartAccess Prepaid Visa routing number is associated with the location of the bank where you opened your account. All rates and Annual Percentage Yields (APYs) are accurate as of . Terms and conditions of this offer are subject to change without notice. ET. With the PNC Cash RewardsVisaCredit Card. Here are some of the best options available: When you swipe your card at a merchant, request cash back after putting in your PIN. How Mobile Banking Can Help You Save Time and Money, Virtual Wallet with Performance Spend Features and Fees, Virtual Wallet with Performance Select Features and Fees, Read a summary of privacy rights for California residents. Both the Foundation Checking and PNC SmartAccess Prepaid Visa Card accounts meet the Bank On National Account Standards developed to ensure expanded access to safe and appropriate financial products and services to the almost 36 million people in the United States who are outside of the mainstream financial system. to find out what the ATM withdrawal limit is on a calendar day. For Virtual Wallet and Virtual Wallet with Performance Spend, the calculation of the $500 or $2,000 combined monthly checking balance requirement (respectively) includes the total of all funds in the Spend and Reserve from your package. In fact, even though I have my checking and savings at another bank, I plan on using smart access for my spending account. She earned her BA from the University of West Florida and her MA from Full Sail University. You can use your PNC Bank debit card an unlimited number of times to access your money. It has a simple fee structure and fee-free ATM access at PNC ATMs. Direct Deposit Enrollment New Request Change Request . Virtual Wallet with Performance Spend Features and Fees, Earn $400 when you open and use a new Virtual Wallet with Performance Selectproduct, Virtual Wallet Fine Print You can use your PNC Bank debit card an unlimited number of times to access your money. With the PNC Cash RewardsVisaCredit Card. My company paid a bonus once a year. Helping you manage your financial life. When you swipe your card at a merchant, request cash back after putting in your PIN. However, the amount of cash you can access via an ATM in total may have a cap. However, the amount of cash you can access via an ATM in total may have a cap. These offers do not represent all deposit accounts available. 300 Fifth Avenue Have $500 in qualifying direct deposits in a linked Spend account of a Virtual Wallet during the previous calendar month. A hallmark of the Foundation Checking account is a money management course that is now available on mobile devices as part of the on-boarding experience. New account will not be eligible for offer if you or any signer on the new account has an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a PNC promotional premium in the past 24 months. Many PNC Bank ATMs dont require your card for account access. Instead, you can use the ATM to generate a one-time access code that will be sent to your phone via text message. 2 on J.D. Other fees may apply. I actually recommend the card. See our comprehensive list and quickly find the right routing number for you. 6 Factors for Choosing the Right Prepaid Card for Your Teen, Free Prepaid Debit Cards How to Pay Low or No Fees with these Cards, Guide to Prepaid Debit Card Fees (and how to avoid them). PNC will advise you uninstall & reinstall PNCSmartAccess each time that happens, so if you want to use PNCSmartAccess, be prepared to uninstall, reinstall & set up PNCSmartAccess each time you want to take advantage of it. This requires knowledge and accurate answers. ? Do You Know the Most Common Types of Cybercrime? Terms and conditions of this offer are subject to change without notice. App is great, but need to be able to manually enter deposit amounts if it cant properly read the amount. When autocomplete results are available use up and down arrows to review and enter to select. Bank deposit products and services provided by PNC Bank, National Association. "Mobile deposit is another way that PNC makes it easier for customers to achieve their financial goals with innovative products and new technology.". [2] 24/7 toll free customer service at 866-304-2818. Other cash load options typical for prepaid cards like Green Dot MoneyPak arent available for PNCs prepaid card. As with any prepaid card, the PNC Smart Access Prepaid Visa Card doesnt require a Chexsystems or credit check. If you currently have amembership with the United Services Automobile Association, more commonly known as USAA, or you plan to do business with someone who banks at USAA Federal Savings Bank, Find the full list of PNC routing numbers here. ONLINE BANKS: What Are They and Are They Right for You? Bank On's 2021-2022 Standards require low cost, no overdraft, and full-functioning features. It would be great after the few little bugs were gone!!! Zelleis available to almost anyone with a bank account in the U.S. Every time I call PNC SmartAccess customer service I always get greeted with excellent customer service, they are always so helpful, knowledge, and kind. I got the card and funded it with $25 .A few days later I log into my account and it was closed. A qualifying Direct Deposit for this offer, is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend, or Virtual Wallet. (412) 762-4550 Get the most of your Virtual Wallet by bundling Spend with Reserve and Growth for short-term planning and long-term savings. The PNC offers a mobile app for both iOS and Android devices to check balances and see transaction history. The limits are a bit lower than the average prepaid card. Ok, my card was about to expire in 2 days, so I'm like let's give them a call because I haven't received a new card. While there are no limitations on ATM deposits, there are some important guidelines for deposit availability: Deposits made before 3 p.m. EST at non-PNC Bank ATMs and before 10 p.m. EST at PNC Bank ATMs will be processed same-day. I can deposit and withdrawal at the ATM, inside the branch, and drive-thru. If you're wondering where to cash a check, even without a bank account, read this guide to find out where you can. I am a credit union member, but I do prefer my prepaid card from PNC because it's everything I need, I can't overdraft which is good, and it's smart and simple with a low $5.00 fee. Virtual Wallet was launched along with mobile banking in 2008, followed by Virtual Wallet Student and a new iPhone app in 2009. This insurance protects and reimburses you up to your balance and the legal limit in the event your bank or credit union fails. SmartAccess Prepaid Visa Key Features Easy Access Load funds easily via direct deposit or cash. 5 Ways To Shop On Amazon Without A Credit Card, P2P Transfer Options for Prepaid Debit Cardholders, Warning: Youre Paying Too Much for Your Prepaid Card, prepaidcards offer to waive the monthly fee, cash load options typical for prepaid cards, Some features limited to PNC service area. Notify PNC Bank immediately of any unauthorized use. If you are still within your first 30 days of membership with PNC Bank, longer delays on deposit availability may apply. A qualifying Direct Deposit is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend or Virtual Wallet. No notice and no reason. Should you merge your accounts or keep everything separate? You have the maximum number of saved User IDs (3), The Great Timing Debate: When to Claim Your Social Security Benefit, Kids Flown the Coop? Mobile App. pncmedia@deutschinc.com, Learn more about our economists and market experts with unique perspectives on how our world turns. Credit card cash advance transfers, wire transfers, person to person transfers, transfers from one account to another or deposits made at a physical PNC location or ATM do not qualify as qualifying Direct Deposits. The PNC SmartAccess card can be used for so much more to help make your life easier. Wanted a bank rather than, NetSpend, etc, though funds are deposited 2 days early, unlike PNC. Keep in mind that this may not be a permanent solution, though it can help if youre traveling or planning a major one-time cash purchase. Mobile deposit is now available to all consumer and small business customers of PNC Bank after its introduction to PNC Virtual Wallet customers in April. (412) 762-8033 But, its features are basic. Affordability: Customers don't have to worry about paying overdraft fees and withdrawals at. Bank deposit products and services provided by PNC Bank, National Association. Online banks often offer customers better rates and lower fees since big banks have to recoup overhead costs to keep physical branches up and running. Online banking and PNC SmartAccess Mobile app. They didn't and the bank frozen my acct. Mobile Deposit is a feature of PNC Mobile Banking. Do You Know the Most Common Types of Cybercrime? 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